Terms and Conditions

1. Acceptance of Terms

By accessing and using the website gronwamx.com (hereinafter, "the Site"), you agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. If you do not agree with any part of these terms, we ask that you do not use the Site.

Gronwamx, S.A. de C.V. (hereinafter, "Gronwamx"), located at Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, C.P. 06500, Mexico City, reserves the right to modify these terms at any time. Modifications will take effect upon their publication on the Site.

2. Description of Services

Gronwamx offers consulting services in personal finance, financial education, debt management, and guidance on social support programs. The services described on the Site are informational in nature and do not constitute binding professional financial advice until a specific contractual relationship is formalized.

The information published on the Site is for educational and guidance purposes. Financial decisions you make based on this information are at your sole responsibility.

3. Use of the Site

The user agrees to use the Site in good faith, in accordance with the current legislation of the United Mexican States, and not to carry out activities that could damage the image, interests, or rights of Gronwamx or third parties.

It is expressly prohibited to: use the Site for illegal or unauthorized purposes; attempt to access restricted areas of Gronwamx's servers or systems; reproduce, duplicate, copy, sell, or exploit any content on the Site without prior written authorization; introduce viruses, trojans, or other malicious software.

4. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, icons, images, audio files, digital downloads, and data compilations, is the property of Gronwamx or its content providers and is protected by Mexican and international intellectual property laws.

Trademarks, trade names, logos, and any other distinctive signs appearing on the Site are the property of Gronwamx and are protected by the Federal Law on the Protection of Industrial Property.

5. Forms and Communications

By submitting information through the Site's contact forms, you declare that the data provided is truthful, complete, and up to date. Gronwamx is not responsible for consequences arising from the provision of false or inaccurate information.

Submitting a contact form does not create a contractual relationship between you and Gronwamx. It constitutes only a request for information that will be attended to based on our availability and professional judgment.

6. Limitation of Liability

Gronwamx strives to keep the Site's information up to date and accurate but does not guarantee the accuracy, completeness, or timeliness of the content. The Site is provided "as is" and "as available."

To the maximum extent permitted by Mexican law, Gronwamx shall not be liable for direct, indirect, incidental, consequential, or punitive damages resulting from the use or inability to use the Site.

7. Third-Party Links

The Site may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement, approval, or responsibility by Gronwamx for the content of such external sites.

8. Applicable Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws in force in the United Mexican States. For the resolution of any dispute arising from these terms, the parties submit to the jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may apply.

Before initiating any judicial proceedings, the parties agree to attempt to resolve any dispute in good faith through direct negotiation over a period of 30 calendar days.

9. General Provisions

If any provision of these Terms and Conditions is declared null or unenforceable, the remaining provisions shall remain in full force and effect. Gronwamx's failure to exercise any right established in these terms does not constitute a waiver of that right.

These Terms and Conditions, together with the Privacy Policy and Cookie Policy, constitute the complete agreement between you and Gronwamx regarding the use of the Site.

10. Contact

For any inquiries related to these Terms and Conditions, you can contact us at: Gronwamx, S.A. de C.V. — Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, C.P. 06500, Mexico City, CDMX, Mexico. Email: contacto@gronwamx.com. Phone: +52 55 4738 2910.